We Respect Your Privacy We know that you expect privacy and security for your personal financial information. This privacy policy is designed to inform you of the types of information we collect as mortgage consultants from our customers, how we use that information, and the circumstances under which we will share it with third parties. We respect your privacy and are committed to treating your information responsibly. Information Collection We will collect nonpublic personal information about you which is necessary to process your loan application. The term "nonpublic personal information" refers to information about you which we receive from the sources described below and which is not otherwise lawfully available to the general public. We collect nonpublic personal information about you from (1) information we receive from you on an application or other forms, (2) information we receive when verifying what you have provided on an application or other form. (This may be obtained from, but is not restricted to, your current or past employers and institutions where you have conducted financial transactions.), (3) information we receive from outside companies, such as from a credit reporting agency or real estate appraiser. Information Sharing We do not share any nonpublic personal information about you with anyone except as may be authorized by you and required to determine your eligibility for a mortgage loan or as may otherwise be required by law. In certain circumstances we outsource work to other companies such as an underwriting service. By contract we require these companies to comply with strict standards of confidentiality and to have information security measures in place. Your nonpublic personal information may also be shared with prospective secondary market purchasers of your mortgage loan and with companies who service your loan. We do not sell nonpublic personal information to anyone under any circumstances. Confidentiality and Security We restrict access to nonpublic personal information about you to those employees who need to know that information to process your mortgage loan application. We maintain fiscal, electronic and procedural safeguards to comply with federal standards to guard your nonpublic personal information. For online security, we utilize encryption/security software to safeguard the personal and financial information we collect from you online. The information you transmit to us is scrambled as it moves from your PC browser to Our computer systems. Contact us If you have any questions about our Privacy Policy, please contact us by Mail: Ron Mackey 3860 El Dorado Hills Blvd. #502 El Dorado Hills, CA 95762 Phone: 916.941.8500 Fax: 916.941.8745 Cell: 916.834.6225 Email: rmackey@comstockmortgage.com